Harold Sharpe
SO CAL HOMES REALTY

Qualify For a Southern California Home  Harold Sharpe

(951) 821-8211

Harold Sharpe is the owner of
So Cal Homes Realty
.

Harold Sharpe is a
Licensed Real Estate Agent,
since 2001.

Harold Sharpe is a
Licensed Real Estate Broker,
since 2005.

Harold Sharpe specializes in
Selling Houses, and
Finding homes
for people.

So Cal Homes Realty is the Real Estate Brokerage to assist you in
Buying a Home or Selling a House.

Feel Free to call Harold at
(951) 821-8211

DRE LIC #01312992

Monday - Sunday 9am - Dusk

After Hours E-Mail

Schedule to see Houses in Person
Before they Sell!

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SoCal Homes For Sale Qualify

Qualify For a Southern California Home

When you think about Buying a Home in Southern California,
your first step is to pre qualify for a home.

"Qualify for a Southern California Home"

What the banks want you to do in order to Qualify for buying a home.
Pre Qualify with a Local lender: Get a Loan to Get a Home.

Qualify For a Southern California Home.

1. 2 years work history.
2. Money in the bank for at least two bank statements.
3. At least 10,000 for a 125,000 house
4. At least 15,000 for a 200,000 house
5. Credit score minimum 640.

6. 2 years tax returns

Closing Costs!!!!!
Closing costs on average are around
3% - 8% of the purchase price.
If all you have is 3.5% for the down payment and no closing closing costs,
you will not be able to afford a home just yet
.
Closing costs are expensive, and the variable in buying a Southern California Home, many forget.

Qualify for a $200,000 House Qualify for a $250,000 House
Qualify for a $300,000 House Qualify for a $350,000 House
Qualify for a $400,000 House Qualify for a $425,000 House

So Cal Homes Realty is not a lender. Data is provided for information only.

Experts say that homeowners should generally spend less than 30% of their monthly income on mortgage related payments, including mortgage payments, homeowners insurance and property taxes.

When you talk to your lender to qualify, tell your lender anything and
everything about your financial history, including bankruptcy, divorce,
tax liens, judgments, child support, etc. It will only cost you money and everyone else time, if you fail to do so.

Once you qualify, it is advisable not to incur ANY new debt, sign up for
credit cards, buy a car, empty your bank account, or anything to change
your financial status, during the purchase of a real estate transaction. This
may cause your loan not to be approved. Never buy ANYTHING for your
new home, until you have closed escrow and the real estate agent has
handed you the keys to your new Southern California Home.

You do not own the home when you sign loan docs.
You own the home when it has been recorded.

Buyers, seeing houses for sale, is an e-mail away after you qualify.

It is unadvisable to go see homes before you qualify, as you may go out
and see expensive homes and noting will measure up. It is also a waste
of time for all.

E-mail or call if you have Real Estate questions.

If you are serious about buying a home, find out how much home you can qualify for with this easy to use mortgage calculator.

If you are an Investor interested in buying a home, Southwest Riverside
County currently has one of the highest ROI (return on investment) for
Real Estate Properties. Some locations as high as 50% higher than other areas.

Investor calculator for your convenience.

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